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Modal Duit - Aplikasi Pinjaman Dana Online dengan Bunga Rendah dan Tenor Fleksibel

Download Apk Modal Duit: A Review

If you are looking for a way to make money online in Indonesia, you might have come across an app called Apk Modal Duit. This app claims to offer you easy and fast loans, as well as various tasks and rewards that can help you earn extra income. But is this app legit or a scam? In this article, we will review Apk Modal Duit and tell you everything you need to know before downloading it.

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What is Apk Modal Duit?

A brief introduction to the app and its features

Apk Modal Duit is a finance app developed by Modal Duit, a financial technology company based in Indonesia. The app allows users to apply for loans ranging from Rp 500,000 to Rp 5,000,000, with a repayment period of up to 90 days. The app also offers users various tasks and rewards, such as playing games, installing apps, filling surveys, and inviting friends. By completing these tasks, users can earn coins that can be exchanged for cash or e-wallet credits.

How to download and install the app

Apk Modal Duit is not available on Google Play Store or App Store, so you need to download it from its official website [1]( On the website, you will see a button to download the app. Click on it and wait for the download to finish. Then, open the folder where you saved the file and click on it to install the app. You may need to enable unknown sources in your settings to allow the installation. After that, you can open the app and register with your phone number and personal information.

How to use Apk Modal Duit to make money online?

The types of tasks and rewards offered by the app

Once you have registered on the app, you can access various tasks and rewards on the homepage. Some of the tasks include:

  • Playing games: You can choose from different genres of games, such as casual, puzzle, arcade, action, etc. You need to play for a certain amount of time or reach a certain level to earn coins.

  • Installing apps: You can download and install various apps from different categories, such as shopping, entertainment, lifestyle, etc. You need to keep the apps on your phone for a certain period of time or use them for a certain number of times to earn coins.

  • Filling surveys: You can answer simple questions about your preferences, opinions, habits, etc. You need to complete the surveys honestly and accurately to earn coins.

  • Inviting friends: You can invite your friends to join Apk Modal Duit using your referral code. You will earn coins for every successful referral.

The amount of coins you can earn from each task varies depending on the difficulty and duration of the task. You can check your coin balance on your profile page. You can also get bonus coins by checking in daily or completing special offers.

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The requirements and limitations of using the app

To use Apk Modal Duit, you need to meet some requirements and follow some rules. These include:

  • You must be at least 18 years old and have a valid ID card.

  • You must have an active bank account or an e-wallet account that supports OVO, DANA, or LinkAja.

  • You must have a stable internet connection and enough storage space on your phone.

  • You must not use multiple accounts, VPNs, bots, or other fraudulent methods to cheat the app.

  • You must not violate the terms and conditions of the app or the third-party apps and games you use.

If you fail to meet these requirements or follow these rules, you may face penalties such as losing your coins, getting banned from the app, or having your loan application rejected.

The payment methods and withdrawal process of the app

To withdraw your coins from Apk Modal Duit, you need to have at least Rp 10,000 worth of coins in your account. You can exchange your coins for cash or e-wallet credits. The exchange rate is 1000 coins = Rp 1. You can choose from the following payment methods:

Payment MethodMinimum WithdrawalProcessing Time

Bank TransferRp 10,0001-3 business days

OVORp 10,000Instant

DANARp 10,000Instant

LinkAjaRp 10,000Instant

To withdraw your coins, you need to go to your profile page and click on the "Withdraw" button. Then, you need to select your preferred payment method and enter your account details. You also need to verify your identity by uploading a photo of your ID card and a selfie. After that, you need to confirm your withdrawal request and wait for the confirmation message. You can check the status of your withdrawal on the "History" page.

Is Apk Modal Duit legit or a scam?

The pros and cons of using the app

Apk Modal Duit has some advantages and disadvantages that you should consider before using it. Here are some of them:


  • The app is easy to use and has a user-friendly interface.

  • The app offers various tasks and rewards that can suit different preferences and skills.

  • The app has a low minimum withdrawal amount and supports multiple payment methods.

  • The app provides fast and convenient loans with flexible repayment options.


  • The app is not available on official app stores and may pose security risks.

  • The app has high interest rates and fees for its loans that may cause debt problems.

  • The app has strict requirements and limitations for its users that may affect their eligibility and earnings.

  • The app has mixed user reviews and ratings that may indicate reliability issues.

The user reviews and ratings of the app

One of the sources that can help us evaluate the app is the user reviews and ratings on the app's website or other platforms . These can give us an insight into the real experiences and opinions of the app's users. However, we should also be careful not to rely solely on these reviews and ratings, as they may be biased, fake, or outdated.

According to the app's website , Apk Modal Duit has a rating of 4.75 out of 5 stars, based on 9,913 ratings. Most of the reviews are positive, praising the app for its fast and easy loan process, its generous and varied rewards, and its friendly and helpful customer service. Some of the negative reviews, however, complain about the app's high interest rates and fees, its strict verification and repayment procedures, and its technical glitches and errors.

According to Google Play In-App Reviews API , Apk Modal Duit is not available on Google Play Store, so we cannot access its reviews and ratings there. However, we can use other tools and platforms to find out more about the app's reputation and performance. For example, we can use Appcues to see how the app uses mobile modals to engage and retain its users, or we can use AppBrain to see how the app ranks and compares with other similar apps in the market.

The tips and precautions to avoid scams and frauds

Apk Modal Duit is not a scam, but it is not a risk-free app either. There are some tips and precautions that you should follow to avoid scams and frauds when using the app. These include:

Do your research before downloading the app. Check the app's website, social media accounts, customer service channels, and user reviews and ratings. Look for any red flags or warning signs that


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